How lawfully not to pay the credit
If you took the credit in bank, but cannot return in time it, can take advantage of this council (it is received in lawyer office):
- You need to be registered in the city centre of Employment.
- You need to pay under the credit at least a minimum of 100 roubles in a month.
- To write the letter to bank, that you cannot temporarily pay the credit.
Everything, after these actions does not threaten you any responsibility, including the criminal.